BUSINESS PARTNERS, INVESTORS, WEBSITE USERS

When you use this website and our products or services, we collect, use, and disclose your information as described in this Privacy Policy.

We know that you care about how your information is used and shared. This Privacy Policy explains what information of yours will be collected by Sapientia Capital, and stored on its servers when you make use of the website as well as how the information will be used. We will not use or share your information with anyone except as described in this Privacy Policy.

INFORMATION COLLECTED

Personal Information

Currently, We collect personal information about our users in order to provide our products, services, and customer support. Our products, services, and customer support are provided through many platforms including but not limited to: websites, email, and telephone.

The specific platform and product, service, or support you interact with may affect the personal data we collect. Not all information requested, collected, and processed by us is “Personal Information” as it does not identify you as a specific natural person. This will include the majority of “User Generated Content” that you provide us with the intention of sharing with other users inside a transaction. Such “Non-Personal Information” is not covered by this privacy policy. However, as non-personal information may be used in aggregate or be linked with existing personal information; when in this form it will be treated as personal information. As such, this privacy policy will list both types of information for the sake of transparency.

In some situations, users may provide us with personal information without us asking for it, or through means not intended for the collection of particular types of information. Whilst we may take reasonable steps to protect this data, the user will have bypassed our systems, processes, and control and thus the information provided will not be governed by this privacy policy. In some situations users may provide us with personal information over platforms that are outside our control; for example through social media or forums. Whilst any information collected by us is governed by this Privacy Policy, the platform by which it was communicated will be governed by its own Privacy Policy.

Information You Specifically Give Us

While you use our products and services you may be asked to provide certain types of personal information. This might happen through our website, applications, online chat systems, telephone, paper forms, or in-person meetings. We will give you a Collection Notice at the time, to explain how we will use the personal information we are asking for. The notice may be written or verbal. We may request, collect, or process the following information:

*Account Information ( Login Details )

*Contact Information ( email address, phone number e.t.c )

*Location Information ( physical address, billing address, timezone )

*Identity Details ( full name, proof of identity (e.g. driver’s license, passport), proof of address (e.g. utility bill))

*User Generated Content ( transaction descriptions, transaction attachments )

Information We Collect As You Use Our Services

We maintain records of the interactions we have with our users, including the products, services, and customer support we have provided. This includes the interactions our users have with our platform such as when a user has viewed a page or clicked a button. When we are contacted we may collect personal information that is intrinsic to the communication. For example, if we are contacted via email, we will collect the email address used. We may collect or process the following (mostly non-PII) information:

*Metadata ( IP address, computer, and connection information, referring web page,

standard web log information, language settings, timezone, etc)

*Device Information ( device identifier, device type, device plugins, hardware capabilities, etc)

*Actions ( pages viewed, buttons clicked, time spent viewing, search keywords, etc)

How We Use Personal Information

The information we request, collect, and process is primarily used to provide users with the product or service they have requested. More specifically, we may use your personal information for the following purposes:

*Providing the service or product you have requested.

*Facilitating the creation of Sapientia Capital Agreements.

*Provide technical or other support to you.

*Answer inquiries about our services, or respond to a complaint.

*Promoting our other programs, products, or services which may be of interest to you (unless you have opted out from such communications).

*Allowing for debugging, testing and otherwise operating our platforms.

*Conducting data analysis, research and otherwise building and improving our platforms.

*Compliance with legal and regulatory obligations.

*If otherwise permitted or required by law or for other purposes with your consent, unless you withdraw your consent for these purposes.

*The ‘lawful processing’ grounds on which we will use personal information about our users are (but are not limited to):

*When a user has given consent.

*When necessary for the performance of a contract to which the user is a party.

*Processing is necessary for compliance with our legal obligations.

*Processing is necessary in order to protect the vital interests of our users or of another natural person.

*Processing is done in pursuing our legitimate interests, where these interests do not infringe on the rights of our users.

Statistical Information

We collect and aggregate non-identifying information regarding user’s use of our Products, including, inter alia, advertisements viewed, pages browsed, search inquiries, offers and services that interest you, the type of browser you are using, your IP address, the URL you have come from and the time spent at that URL, cookies and your domain type and server (“Statistical Information”).

Browsing History and IP

In order to facilitate, improve, refine, personalize, and match the identification and presentation of our products and sapientiacapital.com results to your browsing preferences and habits, we collect information regarding your use of our Products including URL and Statistical Information of websites you may be browsing while Product is installed (“Browsing History” and together with the Statistical Information “Non-Personal Information”).

While we would never collect any Personal Information submitted to such websites, note that Browsing History is aggregated separately for each specific IP, in order to continuously improve our products and provide the most relevant accurate technology and data results for each different location to better understand Internet trends statistics.

That said, IP addresses, while identifying a device connected to the Internet, and its general location, are in themselves anonymous and contain no information regarding the identity of the ultimate person using the device – such identity is known solely to your ISP.

Moreover, IP addresses assigned by ISPs are generally dynamic and subject to frequent change – static IP addresses are generally assigned only at the subscriber’s specific request and frequently require an additional fee.

COOKIES, WEB BEACONS, PIXELS, AND OTHER TECHNOLOGIES

We may use third-party advertising companies in order to serve advertisements on our Website. Such parties may use cookies and/or other technologies placed on users’ computers in order to adjust the advertisements presented to them on a certain third party’s website. With respect to such third parties activities and cookies please note the following:

*Such use is subject to the privacy policy of said parties and is not subject to these terms.

*Clicking the ‘opt out’ option from receipt of our cookies does not automatically allow you to opt out of such third-party cookies and you are required to visit such third parties websites in order to opt out of such cookies.

*We do not monitor or control such third parties cookies and accordingly, we are not responsible or liable in any manner to the type of information collected by such third parties cookies.

*Opting out from receiving cookies does not mean you will no longer receive online advertising. It does mean that the website from which you opted out will no longer deliver advertisements tailored to your preferences and usage patterns.

*Sapientia Capital uses remarketing with Google Analytics to advertise online.

Third-party vendors, including Google, may show Sapientia Capital’s ads on sites across the Internet.

By using Ads Settings, visitors can opt out of Google Analytics for Display Advertising and customize Google Display Network ads.

SERVICE & PRODUCTS PROVIDED FROM THE UNITED KINGDOM

When you make use of the website or our products from outside the United Kingdom, please be aware that the information collected is being transferred to, stored, and processed in Australia where our servers are located and our central database is operated. By using the product and/or using the website, which are provided exclusively from Australia, you hereby consent to the transfer of your information to Australia and its collection, storage, sharing, and use as described in this Privacy Policy. The data protection and other laws of Australia and other countries might not be as strict and/or comprehensive as those in your country; nonetheless, our services and Product are not subject to any data protection laws or regulations which are not referred to in this policy.

USE BY CHILDREN

We do not offer our products or services for use by children. If you are under 18, you may not use the website or our products without the involvement of a parent or a guardian. We do not knowingly collect information from, and/or about children.

PRODUCT UPDATES

The product performs regular checks for product updates on our servers and may download such updates when needed.

USE OF COLLECTED INFORMATION

Personal Information

Personal Information shall be used solely in order to process your inquiries, respond to your requests, and improve our services. We may share some or all of your personal information with our subsidiaries, joint ventures, or other companies under a common control that we have or may have in the future, providing such party undertakes to protect your privacy in accordance with these terms.

Otherwise, we will not disclose your Personal Information to any third party, unless:

*Required to do so as part of any legal proceedings conducted between you and Sapientia Capital.

*Required to do so by court order.

*In case the activity of the Website is transferred to a third party, providing such party undertakes to protect your privacy at least in the same manner as set forth in this privacy policy.

Non-Personal Information

Non-Personal Information shall be used to ensure the adequate operation, improvement, modification, cancellation, enrichment or adjust the website and/or the product, in general, or to your area of interest. We reserve the right to use, disclose, sell, and \or transfer (for business purposes or otherwise) Non-Personal Information (in the collected form) to third parties and enable them to use Non-Personal information, including, inter alia, potential and actual advertisers, sponsors, business partners, financial services companies, affiliates and consultants at our sole discretion.

Similar Sites

The product may discover and recommend third-party websites the product determines may be of interest to you (“SimilarSites”). We do not have control over similar sites, or other third-party websites we may link to from our website, including their information and collection practices. We are not responsible for their privacy practices or contents.

INFORMATION SECURITY

We operate state-of-the-art IT security systems to protect the confidentiality, integrity, and availability of Personal Information of all data subjects. We have in particular taken appropriate security technical and organizational measures against unlawful or unauthorized personal data processing and against the accidental loss of, or damage to, Personal Information. Access is only granted on a need-to-know basis to those people whose roles require them to process your Personal Information. Such people are bound by a statutory or contractual duty of confidentiality.

DATA SHARING

Service Providers

We use third-party service providers who provide services including HR and recruitment consulting, debt management, and marketing.
External service providers are checked by us and provide sufficient guarantees regarding the confidentiality and security of Personal Information. With all of these providers, we have concluded a written data privacy agreement where the providers have undertaken to protect personal data and comply with our privacy standards.

PERSONAL INFORMATION STORAGE

We will keep your Personal Information for as long as we need it to fulfill the purposes for which it was collected (see above), to protect our legitimate interests (e.g. in trial proceedings or for inspection purposes), and in order to comply with statutory duties or for as long as the consent has been given.

YOUR RIGHTS

Under the stipulated conditions, you can exercise all of the rights listed below, which are granted to you by legislation on the protection of Personal Information, in particular, the General Data Protection Regulation (GDPR):

*right of access to Personal Information and the right of provision of further information on the processing of your Personal Information;

*right to rectification of inaccurate or incomplete Personal Information;

*right, to obtain your Personal Information and transfer your data to another controller;

*right, to object to the processing of your Personal Information;

*right to restriction of processing of your Personal Information;

*right to the erasure of Personal Information;

*right, to withdraw provided consent with processing;

*right to a complaint with the competent supervisory authority.

QUESTIONS AND QUERIES

If you are interested in detailed information about your rights in the area of personal data protection, including the right of access and rectification of inaccurate data, or any other query or complaint about personal data processing, please contact us by post, personally, telephone, or e-mail.

Discover Sapientia Capital Inc
4381 Boban Dr Nanaimo, BC V9T 5V9 Canada
E-mail: [email protected]
Whatsapp:+1 (541) 717 8080

CHANGE TO THE PRIVACY POLICY

This Privacy Policy may be updated from time to time and therefore we ask you to check back periodically for the most updated version of the Privacy Policy.